Carry.com: Frequently Asked Questions - Agreement Hub

Welcome to the Agreements Hub. While you digitally consented to these documents when you opened your account or enrolled in a specific product, we understand the importance of being able to review these terms at any time.

Note: The documents below are the template versions of the agreements. Your specific, executed documents may contain personalized details in your Documents Center, or can be obtained upon request to support@carry.com.

These documents apply to all Carry.com users that open an investment account and provide the foundation for our relationship.

• Consent to Electronic Signature and Delivery: User consent for the company to provide information electronically and to use electronic records and signatures generally.

The following agreements and disclosures relate to the investment products offered through our partners and affiliates.

• Global Carry Introducing Agreement: Terms for your brokerage account with Global Carry, your introducing firm.

• DriveWealth Brokerage Account: Terms for your brokerage account with DriveWealth, your clearing firm. 

• DriveWealth Bank Sweep Program Agreement: Terms for how your uninvested cash is managed (Bank Sweep) with DriveWealth.

• DriveWealth Trading Disclosure: Disclosure on the unique risks and limitations of Fractional Trading and Fractional Shares, which may have different rights than full shares.

• DriveWealth Market Data Agreements: Terms for how DriveWealth agrees to make market data available to you.

• DriveWealth W9 Tax Disclosure: Authorization to obtain consumer credit reports for account verification and ongoing monitoring, and certifies under penalty of perjury that your taxpayer identification number is correct and you are a U.S. person not subject to IRS backup withholding.

• AET IRA Transfer and Disbursement Authorization Agreement: Agreement authorizing Vibes to instruct AET to automatically transfer IRA funds to a DriveWealth IRA and process IRA withdrawals/disbursements through the Vibes platform.

• DriveWealth IRA Conversion Disclosure and Agreement

• DriveWealth IRA Distribution Disclosure and Agreement: Terms for withdrawals and distributions from DriveWealth IRAs. 

These documents govern your cash accounts and related services provided in partnership with Grasshopper.

• Solo401k Alternatives Bank Account: Documents and authorizations related to the Solo401k Alternative Investing bank accounts established for your Solo 401k plans. 

  • Investing Bank Account Terms

  • Fee Schedule and Account Limits

  • Transfer Authorization

  • Master Service Agreement (Grasshopper Bank, N.A.)

The following engagement letters define the scope of work for the financial and tax services provided by OTM.

• Carry Tax Third Party Data Sharing Consent: Details regarding the sharing of tax-related data with Carry’s third-party partners. 

• OTM Tax Filing Engagement Letter: Outlines the terms and responsibilities for tax preparation and filing with Online Tax Man LLC.

• April Terms of Use: Outlines the terms and responsibilities for tax planning, tax preparation, and tax filing with April.

• April Tax Planning Scope of Services

• April Tax Planning Usage and Membership

The following engagement letters define the scope of work for the financial and tax services provided by OTM.

• Layer Terms of Service: The general terms governing the use of the Layer platform services. 

• OTM Bookkeeping Engagement Letter: Defines the scope and terms of service for ongoing bookkeeping support.

• Uprise Terms of Service: The general terms governing the use of the Uprise platform services. 

If you have questions about any of your consents or agreements, please contact support@carry.com.