How to add a spouse to your Carry Solo 401k

You can add a spouse to your Carry Solo 401k plan by signing up to a Carry Solo 401k plan yourself first. Then your spouse would need to sign up for their own Carry Solo 401k plan and towards the end of the sign up flow, there will be an option to join a spouse’s existing plan.

You and your spouse each need to have your own individual Carry subscription in order to make contributions to your Solo 401k plan.

Here’s how it works:

First, set up your own Solo 401k Plan with Carry. If you don’t have an account yet, you can sign up here. The Solo 401k is available in both our Core and Pro plans.

Once you open your Carry account, open a Solo 401k plan.

*Please note that if you and your spouse are owner-employees you should choose the Solo 401k spouse option during sign-up, not the co-owner / business partner option.

After your plan has been established, your spouse will then need to sign up for their own Carry account. Once open, they can go through the Solo 401k Plan application process.

Towards the end of the sign up process, they’ll see an option to be added to an existing spouse’s plan.

On the next screen, enter the email under your existing Carry account, the one that your spouse will join. The email must be the email address that you use to sign into your Carry account.